Currency and Money Matters

Currency and Money Matters

Understanding the currency and money matters in Nepal is crucial for travelers. Here are detailed insights into currency, banking, and financial considerations:


Nepalese Rupee (NPR): The official currency of Nepal is the Nepalese Rupee. It is abbreviated as NPR and is denoted by the symbol रू or Rs.

Exchange Rates:

Fluctuations: Exchange rates can vary, so it’s advisable to check rates at authorized money exchange counters, banks, or online platforms.

Major Currencies: The US Dollar, Euro, and other major currencies are widely accepted in tourist areas, but it’s recommended to use the local currency for most transactions.


Availability: ATMs are widely available in major cities and tourist destinations. However, in rural or remote areas, access may be limited.

International Cards: Major credit and debit cards like Visa and MasterCard are accepted at ATMs. Ensure your card is enabled for international transactions.

Banks and Money Exchanges:

Banking Hours: Banks in Nepal typically operate from Sunday to Thursday. Some branches may open on Fridays, but not all.

Money Exchanges: Authorized money exchange counters are available in major cities and tourist areas. These establishments offer competitive exchange rates.

Credit Cards:

Acceptance: Credit cards are accepted in upscale hotels, restaurants, and larger establishments in urban areas. However, in rural areas, cash is often the preferred method of payment.

Charges: Be aware of potential surcharges for credit card transactions. Inform your bank of your travel plans to avoid any issues.

Traveler's Cheques:

Declining Use: Traveler’s cheques are becoming less common in Nepal. It’s advisable to rely on a combination of cash and cards for convenience.


Not Obligatory: Tipping is not mandatory, but it is appreciated, especially in tourist areas. In restaurants, rounding up the bill is common, and tipping guides and porters during treks is customary.

Mobile Wallets:

Emerging Usage: Mobile payment platforms like Khalti and eSewa are becoming more prevalent, especially in urban areas. However, their use may be limited in rural regions.

Customs Declaration:

Declaration Limits: If you are carrying more than USD 5,000 or its equivalent in other currencies, it must be declared upon arrival. Check the latest regulations before travel.


Travel Insurance: It’s advisable to have travel insurance that covers medical emergencies, as healthcare costs can be significant. Ensure that the insurance policy is recognized in Nepal.

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